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We at Keystone Insurance Services, Inc. work hard to always remain in contact with our clients through various venues. This webpage is one more way to educate our visitors and clients, ensuring they remain up-to-date on practical issues that touch their lives and could impact their coverages. We update this page frequently as issues become important for our clients and the community we serve.
Select from the following for tips and issues you cannot afford to miss:
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Did you know that your membership in a neighborhood association could increase your exposure for financial loss? When damages to common property occur, associations can usually assess members for incurred losses, including any liability that may arise. These losses could range from a damaged gate at a property entrance to an injured child on a neighborhood playground. Ask us how you can protect yourself against these types of losses. Effective May 1, 2008, written or renewed National Flood Insurance Policies (NFIP) of all classes will have a modest premium increase. If you have been putting off purchasing flood insurance, now is the time to act! Effective April 1, 2008, the Texas legislature has increased the minimum auto liability limits to $25,000 per injured person, $50,000 for everyone injured in an accident, and $25,000 for property damage. Anyone purchasing or renewing auto insurance after the effective date will need to make sure that the liability limits meet the minimum limits required by the state of Texas.
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